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Notification of Breaking Change


FAPI 1.0 Advanced Final

As mandated by the Open Banking Standards version 4.0, AIB are changing to the Financial Grade API (FAPI) Security Profile 1.0 Advanced Final.

This will impact TPPs connecting to AIB, EBS, AIB (NI) and Allied Irish Bank (GB).

Key changes are detailed below;

  • nbf claim must be sent in the request object, requests without a valid nbf will be rejected
  • an exp claim must have a lifetime of no longer than 60 minutes after the nbf claim, or it will be rejected
  • the request object must contain an nbf claim that is no longer than 60 minutes in the past, or it will be rejected

AIB plan to implement these changes on 14th November 2024.

Full details on the specifications can be found here https://openid.net/specs/openid-financial-api-part-2-1_0.html

If you have any questions or concerns, please don’t hesitate in reaching out to our support team by email at api@aib.ie

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